Terms and Conditions

Payninja Terms and Conditions

Payninja — a brand of PAYNINJA TECHNOLOGY LIMITED
Effective Date: 15/04/2025

Welcome to Payninja . These Terms and Conditions (“Terms“) constitute a legally binding agreement between you (“you” or “your“) and PAYNINJA TECHNOLOGY LIMITED, operating under the brand Payninja (“Payninja “, “we“, “us“, or “our“). These Terms govern your access to and use of our website www.shopperflo.com (the “Website“) and any orders placed through it.

By accessing or using the Website, or by placing an order, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. Contact Information

📧 Email:

info@payninja.org

📱 Phone / WhatsApp: +91-8369645993

2. Acceptance of Terms

By using the Website or placing an order, you acknowledge that you have read, understood, and agree to these Terms.

3. Changes to Terms

We may modify these Terms at any time. Updates will be posted on this page. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms.

4. Orders and Payment

All orders are subject to acceptance and availability.
You agree to provide accurate, current, and complete information when placing an order.
We reserve the right to cancel any order at our discretion.
Payment must be made using one of the accepted methods listed at checkout.
You will receive a confirmation email once your order is successfully placed.

5. Product Information and Availability

We strive to display accurate product descriptions and availability on the Website.
Payninja does not guarantee that all listed products will always be in stock or error-free.
We reserve the right to limit quantities or discontinue any product at any time.

6. Shipping and Delivery

Shipping costs and estimated delivery times will be shown at checkout.
We will make reasonable efforts to deliver orders within the estimated timeframe but do not guarantee exact delivery dates.

7. Returns and Refunds

Please refer to our Refund & Return Policy for detailed information regarding damaged or incorrect product replacements.

8. User Conduct

You agree:

To use the Website only for lawful purposes.
Not to interfere with or disrupt the Website’s functionality or security.
Not to upload or transmit any harmful code or illegal content.

9. Intellectual Property

All content on the Website, including text, graphics, logos, and images, is the property of PAYNINJA TECHNOLOGY LIMITED or its licensors.
You may not use, copy, reproduce, or distribute any content without our prior written consent.

10. Disclaimer

The Website and all products are provided on an “as is” basis without warranties of any kind.
We disclaim all warranties, express or implied, including but not limited to:

Merchantability
Fitness for a particular purpose
Non-infringement

11. Limitation of Liability

PAYNINJA TECHNOLOGY LIMITED shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

Your use of the Website
Your purchase or use of products from Payninja

12. Governing Law

These Terms are governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts of Kolkata, West Bengal.

13. Entire Agreement

These Terms, along with our Privacy Policy and Refund & Return Policy, constitute the entire agreement between you and PAYNINJA TECHNOLOGY LIMITED regarding your use of the Website and purchase of products.